Whether you're already retired, just getting started, or simply wishing to review what your options are, we work with you to help meet your goals, regardless of age.
There are a variety of life policies to meet your personal circumstances at every age and every stage. Life cover is extremely competitive, and rates may have fallen since you took out cover.
How would you pay the bills if you were sick or injured and couldn't work? Income Protection is insurance cover that provides you with a replacement income if you are unable to work on a medium to long-term basis due to illness or injury.
We are here to help you navigate the many investments available consistent with the risk level that you're comfortable with. We create a portfolio centered around our clients' needs.
Here at Kildownet Financial, we work with clients to drive down costs on personal and business protection and to create cost effective, performing, stable retirement and investment portfolios in the renewable and solar sectors. We continue to help clients diversify across multiple platforms, including traditional asset classes.
Whether you’re already retired, just getting started, or simply wishing to review what your options are, we work with you to help meet your goals, regardless of age. Firstly we evaluate any provision you’ve made thus far in order to see that you’re getting value in the current marketplace. Many pensions which are paid up (sometimes referred to as ‘frozen’) are still incurring charges whether active or not. There may be better options for your funds. We review your current arrangements and explain what choices you may have, and make recommendations based on your time to retirement, attitude to risk, and financial needs. All done in collaboration with you.
There are a variety of life policies to meet your personal circumstances at every age and every stage. Life cover is extremely competitive, and rates may have fallen since you took out cover. Whether you have a mortgage protection policy, term life cover, or whole of life, we’re happy to see if you’re getting value for money. Most consumers reprice auto cover every year- let us do the same for the things that really matter. Contact us today for a new quote or re-quote.
How would you pay the bills if you were sick or injured and couldn’t work? Income Protection is insurance cover that provides you with a replacement income if you are unable to work on a medium to long-term basis due to illness or injury. For the self-employed this coverage can be vital, as in many cases you may not have recourse to state disability benefit. Income protection is insurance that pays in the event of any illness, injury, or disability that prevents you from carrying out your occupation. Income protection pays out after a pre-determined time period as chosen at outset which can be either 4, 8, 13, 26 or 52 weeks – the longer the deferred period the lower the cost. It pays you a regular monthly income, replacing some of your earned income. Cover continues until age 65 or you return to work. Payments on your plan are eligible for income tax relief at your marginal rate of tax. However, if you do claim on this plan, your incapacity benefit will be treated as normal income and so is assessed for income tax, PRSI and the Universal Social Charge. Contact us today for a free quick quote.
We are here to help you navigate the many investments available consistent with the risk level that you’re comfortable with. We create a portfolio centered around our clients’ needs. We offer guidance about the products and funds that help you plan your financial future. A comprehensive approach offering diversification across asset classes and time horizon is what we provide. Insight, choice, and options to help you come to your own decision about what investments are right for you, your portfolio, and your future.